There are many useful apps and tools that can help you better manage your money and save more of it. Personal finance apps connect to your bank accounts and credit cards, track your income, expenses, and net worth. They can help you create a realistic budget, pay off debt, and automate your savings.

One of the most popular personal finance apps is Mint, which is free to use and offers bill pay, budgeting, and investment tracking features. You can see all your financial accounts in one place, set budgets, get alerts, and view reports to gain insight into your spending and find ways to save money. Another great option is Personal Capital, which is also free and provides a complete financial picture along with budgeting tools, reports, and investment management.

If you want to improve your saving habits, apps like Acorns and Digit can help. Acorns rounds up your everyday purchases to the nearest dollar and invests the change in the stock market. Digit analyzes your income and spending to determine how much you can save, then automatically transfers that amount to your savings account. Both services charge a small monthly fee but make saving money virtually effortless.

Need help paying off debt? Undebt.it is a free app that provides a tailored plan to eliminate your debt. You enter details about your income, expenses, and debts, and Undebt.it calculates the quickest way to pay off what you owe by focusing on high-interest debts first while still making minimum payments on everything else. As you pay off each debt, your money is redirected to the next priority.

Another useful tool is Trim, which monitors your accounts for recurring subscriptions and helps you cancel ones you no longer use. It can also negotiate lower rates on your cable, internet, and insurance bills. Trim takes 33% of the savings from the first year, so it’s free to sign up and there are no fees if they can’t find ways for you to save money.

Using technology to improve your financial habits and gain control of your money is easier than ever. With the right apps and tools, you can revolutionize your finances, spend less and save more, pay off debt, and make your money work for you. Give some of these services a try and see how much you can save.